We offer you 46 basic covers:

• Fire, lightning and explosion
• Storms
• Flooding
• Subsidence
• Water damage
• Investigation of failure or breakdown
• Aesthetic damage
• Damage to underground pipes
• Electrical risks - sum insured for primary risk
• Refrigerated goods
• Theft or robbery
• Theft-related damage to the property
• Theft of money
• Robbery against insured persons
• Breakage of mirrors, glass and sanitaryware
• Accidental falling of fixed furniture
• Civil liability of the Insured and members of the household
• Extracontractual third party liability - damage caused by the insured goods
• Demolition and removal of debris
• Removal of mud
• Breakage or falling of aerials
• Breakage or falling of solar and/or photovoltaic panels
• Reconstruction of walls, gates and fences
• Restoration of gardens
• Collision of land vehicles and animals
• Collision by solid objects
• Temporary loss of use of rented or occupied premises
• Temporary move
• Loss of rent
• Expenses on the insured dwelling
• Damage to landlord’s property
• Damage to employees’ property
• Aircraft crash
• Strikes, riots and public unrest
• Acts of vandalism, malicious acts or sabotage
• Smoke
• Heat damage
• Leakage from heating and air-conditioning systems
• Acts of authorities, public and emergency services
• Document-related expenses
• Replacement of documents
• Technicians’ fees
• Breakdown of home automation systems
• Personal accidents
• Adaptation of property due to accident of the Insured
• Home help

• Acts of terrorism
• Machinery breakdown
• Garaged motor vehicles
• Civil liability for dangerous animals
• Solar panels
• Photovoltaic panels
• Seismic phenomena